Pretty soon you won't know your own credit score

Since I ranted yesterday about the need for more financial education, I was going to make today's post about a good program a friend told me was going on in some Louisiana schools.

Leave it up to the credit rating agencies to ruin a positive end-of-week post. Experian, one of the three agencies whose ratings of your credit are the most important factor in whether you can borrow and how much interest you'll pay, is in a beef with Fair Isasac & Co., the company that created the so-called FICO score, according to the New York Times.

The result of their beef is you'll no longer be able to see the credit score that Experian assigns to you, even if you're willing to pay for it.

If you don't understand why that's ridiculously important, think of it this way: Say you were divorced and wanted to remarry, only your ex-husband or wife has told every available single person in town that you were no good. The problem is no one will tell YOU that you're being called no good, so you can't understand why no one will date you.

In this situation, Experian is the equivalent of the rumor-spreading wife: telling every lender or employer who asks how good or bad your credit is, but refusing to tell you what your score is.

Unless there's a fix for this soon, I imagine many consumers are going to find themselves with a problem.