The best one was this: Mary from New York said that to stay out of debt trouble, she's frozen her card. But not the way you might think:
I put my credit cards in zip lock baggies immerse them into water and put them in the freezer.
When I am tempted to shop I let the credit card defrost in the kitchen sink, for the most part by the time the card has defrosted the urge to buy or the item is no longer there.
Not everything Mary does is that extreme, though. As a general rule she makes sure that if her card does thaw in time to be used, she pays off whatever she buys immediately, and she avoids writing checks to lessen the risk of overdrawing.
Thanks, Mary, for the VERY creative idea. Anyone have a more creative way of avoiding the debt trap?